Unibank has launched instant transfers by phone number

Phone number transfers are now available in Unibank’s UNIMobile application. Unibank customers can now instantly send money to users of other banks connected to the Arca Pay system by entering the recipient’s phone number. 

With ArcaPay transfers, there is no need to enter the recipient’s card number or other banking details, which makes the process simpler and faster.

To make a transfer, users need to go to the "Transfer by phone number" section in the UNIMobile app, select ArcaPay transfer, enter the recipient’s phone number and bank, input the amount, and confirm the transaction. The funds are transferred to the recipient’s account within seconds and become available for immediate use.

Until December 31, 2026, ArcaPay transfers will be free of charge. The maximum transaction amount is 400,000 AMD.

The launch of this new service in UNIMobile marks another step by Unibank toward the development of digital services and the provision of modern, convenient solutions for managing customers’ finances.